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  • Inventory is not Supply
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  • The Almighty DTI Ratio

Firsttime Homebuyer

Data Sources – Realtor.com weekly data

  • by Firsttime Homebuyer
  • June 24, 2022July 8, 2022

June ’22 Sentiment Check

  • by Firsttime Homebuyer
  • June 23, 2022July 18, 2022

The Fed needs to deflate assets

  • by Firsttime Homebuyer
  • June 22, 2022July 8, 2022
Image from Brookings Institute

Fed says housing market needs a ‘reset’

  • by Firsttime Homebuyer
  • June 22, 2022July 8, 2022

Data Sources – ShowingTime

  • by Firsttime Homebuyer
  • June 17, 2022July 8, 2022

Data Sources – Altos Research

  • by Firsttime Homebuyer
  • June 10, 2022July 8, 2022

Data Sources – Redfin Data Center

  • by Firsttime Homebuyer
  • June 10, 2022July 8, 2022
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Start here.

Inventory is not Supply
Inventory is a measure of both supply and demand.

Trust no one in real estate
Incentives drive behavior.

The Almighty DTI Ratio
Only the buyer knows their true cost of living.

Small investors are the new risky business
Just because it isn't called subprime doesn't mean it isn't as risky as the last time.

Latest.

  • July ’23 State of the Housing Market August 3, 2023
  • Mar ’23 State of the Housing Market April 14, 2023
  • Understanding the Listings Dashboard March 27, 2023
  • Mar ’23 Sentiment Check March 20, 2023
  • Being patient in this market January 26, 2023

The Encore Bubble

Tracking the excitement of the new Real Estate bubble, circa 2022, from the point of view of a first time home buyer.

Featured

Inventory is not Supply
Trust no one in real estate
The Almighty DTI Ratio
Small investors are the new risky business

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