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  • Inventory is not Supply
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  • Small investors are the new risky business
  • Trust no one in Real Estate
  • The Almighty DTI Ratio

Firsttime Homebuyer

The double trigger for foreclosures

  • by Firsttime Homebuyer
  • May 20, 2022June 2, 2022

The Gang Buys Real Estate

  • by Firsttime Homebuyer
  • May 19, 2022July 17, 2022

Weekly inventory in San Diego recovered to 2021 levels

  • by Firsttime Homebuyer
  • May 13, 2022May 13, 2022

Creative Financing – The Margin Loan

  • by Firsttime Homebuyer
  • May 11, 2022May 11, 2022

Why we stopped our search

  • by Firsttime Homebuyer
  • May 2, 2022July 17, 2022

San Diego’s rent prices may ease up by late 2022

  • by Firsttime Homebuyer
  • April 25, 2022May 1, 2022
percent of active listings with price drops

April ’22 State of the San Diego Housing Market

  • by Firsttime Homebuyer
  • April 22, 2022May 24, 2022
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Start here.

Inventory is not Supply
Inventory is a measure of both supply and demand.

Trust no one in real estate
Incentives drive behavior.

The Almighty DTI Ratio
Only the buyer knows their true cost of living.

Small investors are the new risky business
Just because it isn't called subprime doesn't mean it isn't as risky as the last time.

Latest.

  • July ’23 State of the Housing Market August 3, 2023
  • Mar ’23 State of the Housing Market April 14, 2023
  • Understanding the Listings Dashboard March 27, 2023
  • Mar ’23 Sentiment Check March 20, 2023
  • Being patient in this market January 26, 2023

The Encore Bubble

Tracking the excitement of the new Real Estate bubble, circa 2022, from the point of view of a first time home buyer.

Featured

Inventory is not Supply
Trust no one in real estate
The Almighty DTI Ratio
Small investors are the new risky business

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