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  • Inventory is not Supply
  • This time it’s not different
  • Small investors are the new risky business
  • Trust no one in Real Estate
  • The Almighty DTI Ratio

Firsttime Homebuyer

This time it’s (a little) different

  • by Firsttime Homebuyer
  • April 10, 2022April 10, 2022

This time it’s not different

  • by Firsttime Homebuyer
  • April 8, 2022April 28, 2022

Fed plans to unwind its balance sheet

  • by Firsttime Homebuyer
  • April 7, 2022April 7, 2022

Trust no one in Real Estate

  • by Firsttime Homebuyer
  • April 5, 2022September 7, 2022

Dallas Fed says “a housing bubble is brewing”

  • by Firsttime Homebuyer
  • April 5, 2022April 6, 2022

The Almighty DTI Ratio

  • by Firsttime Homebuyer
  • April 4, 2022June 23, 2022

Inventory is not Supply

  • by Firsttime Homebuyer
  • April 3, 2022July 13, 2022
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Start here.

Inventory is not Supply
Inventory is a measure of both supply and demand.

Trust no one in real estate
Incentives drive behavior.

The Almighty DTI Ratio
Only the buyer knows their true cost of living.

Small investors are the new risky business
Just because it isn't called subprime doesn't mean it isn't as risky as the last time.

Latest.

  • Mar ’23 Sentiment Check March 20, 2023
  • Being patient in this market January 26, 2023
  • Where did all the Airbnbs go? January 6, 2023
  • Nov ’22 State of the San Diego Housing Market December 2, 2022
  • Prices and demand seesaw November 11, 2022

The Encore Bubble

Tracking the excitement of the new Real Estate bubble, circa 2022, from the point of view of a first time home buyer.

Featured

Inventory is not Supply
Trust no one in real estate
The Almighty DTI Ratio
Small investors are the new risky business

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