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  • Inventory is not Supply
  • This time it’s not different
  • Small investors are the new risky business
  • Trust no one in Real Estate
  • The Almighty DTI Ratio

How housing affects CPI

  • by Firsttime Homebuyer
  • July 14, 2022July 14, 2022

San Diego buyers hit the brakes… hard.

  • by Firsttime Homebuyer
  • July 12, 2022July 13, 2022

Fed begins a new era of QT

  • by Firsttime Homebuyer
  • July 11, 2022July 14, 2022

Realtor Scripts

  • by Firsttime Homebuyer
  • July 9, 2022August 4, 2022

Don’t get caught up with catchphrases

  • by Firsttime Homebuyer
  • July 5, 2022July 9, 2022

2022 Bubble Timeline

  • by Firsttime Homebuyer
  • June 30, 2022November 11, 2022

June ’22 State of the San Diego Housing Market

  • by Firsttime Homebuyer
  • June 27, 2022July 13, 2022
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Inventory is not Supply
Inventory is a measure of both supply and demand.

Trust no one in real estate
Incentives drive behavior.

The Almighty DTI Ratio
Only the buyer knows their true cost of living.

Small investors are the new risky business
Just because it isn't called subprime doesn't mean it isn't as risky as the last time.

Latest.

  • July ’23 State of the Housing Market August 3, 2023
  • Mar ’23 State of the Housing Market April 14, 2023
  • Understanding the Listings Dashboard March 27, 2023
  • Mar ’23 Sentiment Check March 20, 2023
  • Being patient in this market January 26, 2023

The Encore Bubble

Tracking the excitement of the new Real Estate bubble, circa 2022, from the point of view of a first time home buyer.

Featured

Inventory is not Supply
Trust no one in real estate
The Almighty DTI Ratio
Small investors are the new risky business

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