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  • Inventory is not Supply
  • This time it’s not different
  • Small investors are the new risky business
  • Trust no one in Real Estate
  • The Almighty DTI Ratio

Sep ’22 State of the San Diego Housing Market

  • by Firsttime Homebuyer
  • October 19, 2022October 21, 2022

High equity doesn’t protect the housing market

  • by Firsttime Homebuyer
  • September 27, 2022October 1, 2022

Sep ’22 Sentiment Check

  • by Firsttime Homebuyer
  • September 26, 2022November 4, 2022

It’s about risk not rates

  • by Firsttime Homebuyer
  • September 21, 2022September 22, 2022

Aug ’22 State of the San Diego Housing Market

  • by Firsttime Homebuyer
  • September 11, 2022September 12, 2022

Understanding inventory

  • by Firsttime Homebuyer
  • September 11, 2022September 11, 2022

July 22′ State of the San Diego Housing Market

  • by Firsttime Homebuyer
  • August 5, 2022August 5, 2022
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Inventory is not Supply
Inventory is a measure of both supply and demand.

Trust no one in real estate
Incentives drive behavior.

The Almighty DTI Ratio
Only the buyer knows their true cost of living.

Small investors are the new risky business
Just because it isn't called subprime doesn't mean it isn't as risky as the last time.

Latest.

  • Mar ’23 Sentiment Check March 20, 2023
  • Being patient in this market January 26, 2023
  • Where did all the Airbnbs go? January 6, 2023
  • Nov ’22 State of the San Diego Housing Market December 2, 2022
  • Prices and demand seesaw November 11, 2022

The Encore Bubble

Tracking the excitement of the new Real Estate bubble, circa 2022, from the point of view of a first time home buyer.

Featured

Inventory is not Supply
Trust no one in real estate
The Almighty DTI Ratio
Small investors are the new risky business

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